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Mortgage Research Tools

Explore Your Mortgage Options with Our Free Online Calculators

Thinking about buying a home, remortgaging, or moving? Our easy-to-use mortgage tools are here to help you get a better idea of what’s possible. Use our calculators to estimate how much you could borrow and what your monthly repayments might look like – all in just a few clicks.

Mortgage Borrowing Calculator

How Much Could You Borrow?

Our Mortgage Borrowing Calculator gives you a quick estimate of how much you might be able to borrow based on your income. Whether you’re a first-time buyer or moving up the ladder, it’s a useful starting point for understanding your budget.

Just enter a few details about your income, and you’ll get an idea of the loan amount lenders may offer. This tool won’t affect your credit score and doesn’t commit you to anything – it’s simply here to help you start planning.

£
£
£
£
£
%

You can afford up to

£

Monthly Payment £

Principal & Interest £

Tax £

Insurance £

Typical upper limit of the mortgage amount, based on lending criteria used by most banks.

This information is generated using automated tools and is based on standard assumptions. It is intended to provide a general estimate of costs.

Remember: exact borrowing amounts depend on your circumstances, credit history, and lender criteria. For tailored advice, get in touch with us directly.

Want a more accurate figure? Contact us for a personalised affordability assessment.

Mortgage Repayment Calculator

Estimate Your Monthly Mortgage Costs

Wondering what your mortgage payments might look like? Use our Mortgage Repayment Calculator to get an idea of your monthly repayments based on loan amount, interest rate, and term.

Whether you’re budgeting for a new home or comparing deals, this tool can help you understand the long-term cost of a mortgage – and how different interest rates or terms could affect your payments.

You can adjust: Loan amount, Interest rate and Mortgage term (years) and instantly see what your monthly repayments could be.

£

5%

0%

5%

£1421

Monthly Payment

Principal & Interest £1421

Monthly Taxes £1421

This information is generated using automated tools and is based on standard assumptions. It is intended to provide a general estimate of costs.

Please ensure you request a Key Facts Illustration (KFI) for any specific mortgage product and review it carefully before making any decisions. We cannot be held responsible for any inaccuracies.

Need help comparing mortgage deals? Our expert advice is just a call away – we’ll help you make sense of the numbers and find the right deal for your needs.